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Success, Planning, Prosperity. It is a dream to have a good job; and when your career reaches its peak with its stable income, you tend to focus on saving for a better future. This proves that you are a smart person who plans to make your family always have a desired life. Moreover, you certainly wish your family to have a peace of mind in all situations.
In order to help you to retain your life quality as that of your prime time and secure your family finance, Prudential is honored to launch Pru - Smart Saver, an efficient financial solution which assists you to fulfill your plan both in the present and in the future.
Outstanding benefits of Pru - Smart Saver
Pru - Smart Saver helps you to
- Achieve your saving plan in a short period of time:
You only need to pay premium in 5 or 10 years but you can have your protection and saving plan up to 20 years with flexible policy terms in 10, 12, 15, or 20 years according to your financial objectives.
- Have a secured future saving plan:
You can save up to 140% (*) of the guaranteed Sum assured (SA) plus the declared Reversionary bonus (RB) and Terminal bonus (TB), if any, until maturity.
(*) Applicable for 20-year policy term.
- Have a peace of mind with comprehensive protection for you and family:
Pru - Smart Saver provides efficient protection benefit against death/ TPD, with the largest value of [100% of SA + RB + TB (if any)]; or surrender value; or paid premium of this product. You and your family will be better protected when other riders of accidental death, hospitalization and surgery, critical illness… are attached.
Pru - Smart Saver benefits
1. Maturity benefit:
| Policy term |
10 years |
12 years |
15 years |
20 years |
| Maturity value |
110% SA + 100% (RB+TB) |
120% SA + 100% (RB+TB) |
130% SA + 100% (RB+TB) |
140% SA + 100% (RB+TB) |
Note: The RB and TB depend on the performance of the Policyholders’ fund - contributed from the premium - during policy term.
Protection benefits: in case of Death/ TPD, customers will receive the largest value of
- 100% SA + RB + TB (if any); or
- Surrender value; or
- Paid premium of this product.
3. Comprehensive protection with rider attachment
With Pru - Smart Saver, you can increase your protection for you and your family against unforeseen mishaps like accidental death & disability, critical illnesses, hospitalization when having the following riders attached
Notes: Please refer to the policy provision for more details.
4. Enjoy preferential premium with large SA:
Customers can enjoy the preferential premium rate when purchasing Pru - Smart Saver with large SA as follows
| SA (mil VND) |
from 80 - under120 |
from 120 - under 180 |
from 180 and above |
| Discount rate |
0.2% |
0.3% |
0.4% |
Formula: Annual discount amount = Sum assured x Discount rate.
Boundary Conditions
- Entry age: From 5 - 60
- Maximum expired age: 70
- Policy term: 10, 12, 15 or 20 years
- Premium payment term
» 5 years for all policy terms
» 10 years for 15 and 20-year policy terms
- Premium rate
» From VND 5 mil /year (for 5-year premium term)
» From VND 4 mil/year (for 10-year premium term)
It is never too early to plan, please contact us
TODAY!
Call Center: 1900 54 54 98
Email: sanpham@prudential.com.vn
Website: www.prudential.com.vn
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