Enjoy peace of mind through life-long financial protection with a small savings component.

  Insurance Benefits

  1. Upon death of the life assured:
    Prudential shall pay the sum assured plus all accumulated bonuses.

  2. Upon total and permanent disability of the life assured:
    Before the age of 60: Prudential shall pay the sum assured plus all accumulated bonuses. Such payments shall be made in 10 installments for 10 years.

    From the age of 60 onwards: Remaining premiums will be waived during the rest of the policy term.

    Note: If the life assured is a child less than 4 years old, insurance benefits applicable to death or total and pernament disability would be paid partially depending on the age.

  3. In case no above risks occur to the life assured:
    The premium will be paid by the policy-owner until the 1st anniversary of the insurance policy counting from the day the policy-owner reaches 65. The remaining premiums will be waived until the policy expires.

    At the 1st anniversary of the insurance policy counting from the day the policy-owner reaches 99 (this is also the maturity date), Prudential shall pay the sum assured plus all accumulated bonuses.

Useful information on this product

  • Basic product.
  • Participating (with bonus and surrender value)
  • Age upon entry: From 0 -55 years old.
  • Age at maturity date: 99 years old.
  • Policy term: From 44-99 years.

RIDERS THAT CAN BE ATTACHED TO THIS BASIC PRODUCT

Critical Illness
Critical Illness Waiver
Level Term
Accidental Death Benefit
Accidental Death & Dismemberment
Parent waiver (Juvenile under 21 year-olds)
Hospitalization and Surgical rider
Spouse Waiver of premium

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