A security for your future!

To have a firm base for your future with long, medium, short - term at different stages of life: Marriage, house, auto, travel, education for your children. To materialize your long-cherished plan, you may wonder yourself how to gain the amount needed for your plans. Meanwhile, you wonder yourself how to stablize your own life and family against risks.

Listening and understanding your aspiraration, Prudential Vietnam introduces “Pru Cash Douple” a preeminent product which secures the life assured with a periodic cash plus accumulated and terminal bonus* to materialize your long, medium, short term plans and secure your own and family’s finances regardless of unexpected calamity.

Insurance Benefits

To materialize your shor - term plans with:

  • Periodic payment of insurance benefits:
    On the fourth year of policy term, annual renewable term every two year (except for the maturity date), you will be paid 15% of the sum assured. With such payment your short-term plan is securely materialized.

Policy term

Renewable term date of years

Total periodic cash payment
4 6 8 10 12 14 16 18 20
12 year 15% 15% 15% 15% maturity         60%
16 year 15% 15% 15% 15%

15%

15%

maturity

     90%
20 year 15% 15% 15% 15%

15%

 15% 15% 15% maturity 120%

The sum assured

For your medium and long-term plans, benefits as follows:

  • Upon maturity of the insurance policy:
    Prudential will pay the amount equivalent to the total percentage rate of term cash payment plus accumulated dividend* and profits of policy maturity*, which helps materialize your cherished plans.

Benefits upon the policy materity

 12 year policy 16 year policy 20 year policy

60%
the sum assured

90% the sum assured 120% the sum assured

Policy dividend* + terminal bonus*

(*) Policy divident and policy maturity bonuses will depend on such factors as company’s business and market status etc.

For your own life and family protection against risks, benefits as follows:

  • Upon total and permanent disability of the life assured:
    If the life assured dies or suffers from total or permanent disability, Prudential shall pay the beneficiary 100% sum assured, policy divident plus policy maturity profits (if any). Upon total and permanent disability of the life assured, payment will be made in 10 installments for ten years.
In addition, premium rate for large sum assured policies will be discounted:

Sum assured
(million VND)

 60-less 120 120 - less 180 180 and above

Premium rate discounted (% of the sum assured)

 0,4% 0,6% 0,8%
Pru Cash Double – A peace of mind at any stages of your life!

Useful information on this product

  • Basic product.

  • Participating (with bonus and surrender value)

  • Age upon entry: 0-53 years old.

  • Maximum age at maturity date: 75 years old.

  • Policy term: 12-20 years.

RIDERS THAT CAN BE ATTACHED
 Level Term
Parent Waiver
Juvenile Dependent Support rider
Spouse Dependent Support rider
Spouse Waiver of Premium
Accidental Death Benefit
Accidental Death and Dismemberment -123
 Hospitalization and Surgical rider
Accelerated Critical Illness
Critical Illness
Critical Illness Waiver
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