Good education for your kid assures him a bright future!

With Pru Triple Educare, your financial security solution is firmly planned accordingly your kid’s academic progress.

Major Insurance Benefits:
  • This is a pioneer product of kid’s education protection for the bread maker, (father or mother) in market.

  • Payment term for your kid’s education may be flexibly set at junior, senior high school, university level or career starting.

  • The total payment for your kid’s education may be up to 120% of the sum assured. Especially, the payment for your kid’s education shall be continued regardless of acidents to the life assured, also bread earner.

  • Prudential shall pay accumulated dividend plus terminal bonus.

  • Not only you but your spouse and kids shall receive financial protection within one Insurance policy.

What are the benefits for the life assured?
  1. Cash benefit option:
    Choice 1: Prudential shall pay the sum assured on the 7th and the 4th prior to maturity date.
     
    Choice 2: Prudential will pay the sum assured on every policy anniversary of the last five years of the policy. Illustrations for benefit period (*)

Kid’s age Total payment

Schooling Stages

%Sum assured %Accumulated dividend and terminal bonus

Solution A
Payment for your kid’s education during his years of junior, senior high school, university level

11 20 0 Junior
 high school 
14 25 25 Senior
high school
18 75 75 University

Solution B
Payment for your kid’s education in his years at senior high school

14 20+10 20 On the entry to university
15 20 20
16 20 20
17 20 20
18 20+10 20

Solution C
Payment for your kid’s education in his years at University and career starting

18 20+10 20 University and career starting
19 20 20
20 20 20
21 20 20
22 20+10 20
  1. Upon death or total and permanent dismemberment of the policy-owner, Prudential will pay 100% of the sum assured to assist the life assured and family to overcome hard days. (Upon total and permanent disability of the life assured, payment will be made in 10 installments for ten years.

    Payment for your kid’s education shall be continued on term in accordance to your kid’s educational plans.


  2. Large Sum Assured Discount:
     

    Sum assured
    (million)

    60 - less 120 120 - less 180 180 and above

    Discount rate
    (% the sum assured)

    0,30 0,45 0,60

Note: (*) Flexible payment term for your kid’s educational plans.

Pru Triple Educare- secures your income at risky time!  

Useful information on this product

  • Basic product.
  • Participating (with bonus and surrender value)
  • Age upon entry: 18-55 years old
  • Policy term: 5-30 years.

RIDERS THAT CAN BE ATTACHED
Level Term
Parent Waiver
Juvenile Dependent Support rider
Spouse Dependent Support rider
Spouse Waiver of Premium
Accidental Death Benefit
Accidental Death and Dismemberment -123
Hospitalization and Surgical rider
Critical Illness
Critical Illness Waiver

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