A new meaning of peace of mind!
With Phú- An Hưởng Thịnh Vượng, you get:
Comprehensive financial protection:
Complete financial protection against 3D- Death, Disability, Dread Diseases, and hospitalization:
| Death |
Disability |
Serious illness |
|
Sum assured plus policy value
Double sum assured paid on accidental death
Treble sum assured on accidental death if ADD123 rider is chosen (and 4 times if accident occurs on public transport)
|
Sum assured plus policy value paid early on total & permanent disability
ADD123 rider: additional disability payouts on accident
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Hospital Care rider: cash payment for every night spent in hospital for up to 90 days per year
Major medical rider: an additional lump sum on diagnosis of one of 9 critical illnesses, with no reduction of life cover
Major medical waiver rider: all future premiums waived on diagnosis of critical illness, while savings and protection benefits continue unchanged
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Guaranteed long term growth:
The guaranteed growth in the product happens with the interest credits being declared in a quarterly basis on the invested premiums, every year. Three key aspects of guaranteed growth:
| Growth of savings |
Guaranteed build up |
Downside Protection |
| Interest credits that are declared are compounding in nature, so you get interests on interests as well |
Once an interest credit is added to the policy it remains guaranteed, regardless of future market conditions, so the build up of the savings keep happening in a guaranteed manner |
Guaranteed minimum 4% pa crediting rate; provides a minimum guaranteed rate of growth, regardless of how low interest rates fall in the market |
Attractive loyalty additions at maturity up to 50% of the first year’s premium. (*)
Flexible options to meet protection and financial needs, with options of choosing sum assured, changing premium. (**)
· Facility to pay in single premium and regular premium, withdrawal and flexible top-up option
Phú An - Hưởng Thịnh Vượng: Comprehensive protection meets guaranteed growth.
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