Upon diagonosis of one of the covered critical illnesses:
(after 90 days of exclusion period)
The premium of the basic product and other riders, if any, will be waived. 

• Optional rider.
• Critical Illness Waiver and Critical Illness are always go together and can be attached to the following basic products:
  
  Pru-Life
  Enhanced Pru-Save
  Hard Package of Enhanced Pru-Save
  Lifetime Endownment
  Limited Pay Pru-Save
  Increasing Pru-Cash
   
• Non-participating (Without bonus and without surrender value)
• Age upon entry: From 18 -50 years old.
• Maximum age at maturity date: 65 years old.
• Policy term:
  - For new policies: from 10 to 30 years.
  - For existing policies: from 5 to 30 years.