Critical Illness and Critical Illness Waiver are always go together for living benefits against critical illnesses. 

There are 25 and 29 Critical Illnesses for male and female life assured respectively (Cancer, Heart-attack, Stroke, Parkinson...)

Insurance Benefits
(Additional to the insurance benefits from the basic product)

  1. Upon diagonosis of one of the covered critical illnesses (after 90 days of exclusion period): Prudential shall pay the sum assured of Critical Illness. At the same time, the premium of the basic product and other riders, if any, will be waived.

  2. Upon death of the life assured:
    Prudential shall pay the sum assured of Critical Illness, if no prior claim has been made for Critical Illness.
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