Helping the customer and their spouse overcome the difficult stage of life after the unfortunate occurrence.

Prudential shall  waive the future premiums of this riders, the basic plan to which this rider is attached, and other attached riders (if any) in the event of death or total and permanent disability of the waiver life assured.

• Optional rider can be attached to all the Hard Package of Enhanced Pru-Save, Lifetime Endowment, Limited Pay Pru-Save, Pru-Career,  except the following:
  
  Pru-Scholar
  Pru-Master
   

• Non-participating (Without bonus and without surrender value)
• Age upon entry: From 18 -60 years old.
• Maximum age at maturity date: 65 years old.
• Policy term: same as basic product or the difference between 65 and age of life assured, whichever is shorter; with a minimum of 5 years and a maximum of 47 years.