PRU-FLEXICASH

Provide financial flexibility in short term and comprehensive financial protection in long term.

Life always brings us with ample opportunities to experience new things, new destinations and pleasant surprises. Are you wondering how to enjoy life to the fullest while focusing on your long term goal at the same time?

Let PRU-FLEXICASH bring you financial flexibility in short term and comprehensive financial protection in long term.

Cash Coupon Benefit

Cash Coupon Benefit

Protection benefit

Protection Benefit

Maturity Benefit

Maturity Benefit

Enhanced benefit

Enhanced Benefit

Product Details

Premium Term 10 years or 15 years
Policy Term 15 years or
20 years (only applicable for premium term of 15 years)
Entry Age 30 days old - 60 years old
Cash Benefit

5% Sum Assured every year starting from 2nd policy Anniversary date and excluding maturity date.

Customers can choose to leave cash coupons at Prudential to earn non-guaranteed interest and randomly receive it at later time.

TPD Benefit

The higher value of:

  • 100% Sum Assured + Reversionary Bonus, and
  • Total premium paid for this product (without interest)

In case of Reversionary bonus surrender, face amount of bonus surrender will be deducted from total premium paid.

Death Benefit

Death benefit: The higher value of:

  • 100% Sum Assured + Reversionary Bonus, and
  • Total premium paid for this product (without interest)

In case of Reversionary bonus surrender, face amount of bonus surrender will be deducted from total premium paid.

Accidental death benefit: Death benefit + 100% Sum Assured.

Critical Illness Benefit

The higher value of:

  • 100% Sum Assured + Reversionary Bonus, and
  • Total premium paid for this product (without interest)

In case of Reversionary bonus surrender, face amount of bonus surrender will be deducted from total premium paid.

Maturity Benefit

Policy term 20 years: 200% SA + Reversionary bonus + Terminal bonus.

Policy term 15 years: 165% SA + Reversionary bonus + Terminal bonus.

Enhanced benefit

Guaranteed issuance for the next policy:

  • Applicable once and within 60 days after maturity date of PRU-FLEXICASH policy, the Life Assured of new policy must be the same Life Assured of PRU-FLEXICASH policy and must be standard lives throughout policy term.
  • Not applicable for insurance products with critical illness benefits and maximum guaranteed death/TPD benefits of the new policy must not exceed SA of PRU-FLEXICASH policy.

 

Note:

All features and insurance benefits presented herein are summarized for reference only. All features and conditions thereof shall be carried out in accordance with the Terms and Conditions as approved by the Ministry of Finance. Please study the Terms & Conditions carefully to understand the product’s benefits, features and charges.

+ Bonuses mentioned including RB and TB are the share of profits (non-guaranteed) of Participating fund, in which RB is the bonus declared annually and vested at the event date or at the end of policy term, whichever is earlier. TB is the bonus declared and paid at policy maturity date.

+ In case Life Assured is under 4 years old at the time of Death, Total and Permanent Dismemberments, Terminal Illness or Accidental Death, Prudential shall pay the insurance benefit as indicated in the Terms and Conditions of this product.

Back to Top