Crediting rate declared in Q4 2016 for Universal life products (“Phu-An Huong Thinh Vuong”, “Phu-Toan Gia An Phuc”, “Phu-Toan Gia Hung Thinh” and “Phu-An Hung Thinh”)

Under the crediting rules for policy account of Universal Life products, crediting rate for a quarter shall be declared at the beginning of that quarter. Prudential would like to inform you that:


The crediting rates declared for the Universal Life products in 4th quarter of 2016 (from 26 September 2016 to 25 December 2016) are as below:

  • “Phu-Toan Gia Hung Thinh” will be 6.50% per annum.
  • “Phu-An Hung Thinh” will be 5.50% per annum.
  • “Phu-Toan Gia An Phuc” will be 5.00% per annum.
  • “Phu-An Huong Thinh Vuong” will be 4.00% per annum.


These new crediting rates will be credited to the policy account of all in force policies on the 26th of every month during the 4th quarter of 2016 starting from 26 October 2016.

If a policy is terminated in 4th quarter of 2016, this new crediting rate will apply since 26 September 2016 till the termination date.

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