Enhanced Accidental Death & Dismemberment


up to 300% sum assured

Accidental death benefit

up to 100 sa

Accidental disabilities benefit

Product Details

Premium Term
  • For regular pay: same as policy term
  • For limited pay: 5/ 10 years
Policy Term
  • For regular pay: 5 - 59 years
  • For limited pay: 10-30 years
Entry Age
  • For regular pay: 6 - 60 years old
  • For limited pay: 15 - 60 years old

      Maximum age at maturity: 65 years old

TPD Benefit

100% sum assured (accidental death)

Death Benefit

Up to 300% sum assured (accidental death)

Other Benefits

Accidental disabilities: a percentage of the sum assured depending on types of disabilities

a. Accidental disabilities

Prudential shall pay a percentage of the  sum assured (SA) corresponding with the percentage of disabilities specified  in the Terms & Conditions of this rider. The maximum benefit is 100% of the SA of this rider.

b. Accidental burns

Prudential shall pay 100% SA of this rider (*) in the event that the Life assured (LA) suffers 3rd-degree burns on 20% of his/her skin area as a result of an accident.

c. Accidental death

If the LA has an accident and dies within 180 days of such an accident, Prudential shall pay 100% - 300% of the SA of this rider (*).


Covered risks


Accidental death

100% SA

Accidental death when travelling as a fare-paying passenger on a public transport vehicle such as bus or train

200% SA

Accidental death when travelling as  a fare-paying passenger on a commercial flight

300% SA

(*) If (an) accidental disabilities benefit(s) has/have been previously paid, the accidental burns/accidental death benefit shall be adjusted in correspondence with the remaining SA of this rider.


All of features and insurance benefits presented hereunder are of summarized nature and for reference only. All features and conditions thereof shall be carried out in accordance with the terms and conditions as approved by the Ministry of Finance.

Please carefully study the terms and conditions to master your benefits and products' features.

Protection Plans

Take care of yourself and your family with comprehensive financial protection plans against various risks such as accidents, critical illnesses, etc.


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