PRU-Kids

 

Highlights

120-sa

Critical illness benefit

100-sa

Death/ Total and permanent disabilities benefit

100-total

Premium refund benefit

Product Details

Premium Term
  • For regular pay: same as policy term
  • For limited pay: policy term - 4
Policy Term

5-25 years

Entry Age

30 days - 15 years old
Max age at maturity: 25 years old

Other Benefits
  • Disabilities, burn, death due to accidents: up to 100% sum assured
  • Return 100% total paid premium at end of policy term
Critical Illness Benefit
  • 120% Sum assured
  • Range of coverage: 5 critical illness conditions

a. Basic benefits

Support treatment cost when you child suffers from one of the following critical illness condition:

  • Cancer
  • Type 1 diabetes
  • Heart surgery
  • Brain surgery
  • Major organ transplant

Payment to be made right upon diagnosis of critical illness : 20% Sum Assured (SA)

Payment to be made when LA is alive after 30 days from diagnosis of critical illness : 100% SA.

b. Optional Benefit 1: Accidental benefits

 

% of SA

Having an accident which leads to the loss or total and irrecoverable disability of (*)

Sight in both eyes

Two arms

Two legs

Sight in one eye and one arm

Sight in one eye and one  leg

Sight in one eye

One arm

One leg

100%

100%

100%

100%

100%

50%

50%

50%

Accidental major burns

100%

Accidental death (*)

100%

          

(*) within 180 days of the date of accident

c. Optional benefit 2: Return of premium upon maturity

Upon the expiry date of the rider, Prudential will refund 100% of total premium paid without interest.

 

All of features and insurance benefits presented hereunder are of summarized nature and for reference only. All features and conditions thereof shall be carried out in accordance with the terms and conditions as approved by the Ministry of Finance.

Please carefully study the terms and conditions to master your benefits and products' features

Protection Plans

Take care of yourself and your family with comprehensive financial protection plans against various risks such as accidents, critical illnesses, etc.

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